Clifton Wealth Partnership has acquired financial planning firm Cutting & Carter in a deal brokered by Gunner & Co. This acquisition strengthens Clifton Wealth Partnership’s client base and supports long-term succession planning.

Cutting & Carter has advised individuals and families from Maldon, Essex, for 25 years. Through this deal, Clifton Wealth Partnership adds approximately £60m in assets under management and 500 active clients.

Clifton Wealth Partnership acquisition prioritises client continuity

Clifton Wealth Partnership, part of the Bristol-based Clifton Group, focuses on partnering with firms that value consistent client service and smooth transitions.

Anthony Carty, Managing Director at Clifton Wealth Partnership, emphasised the need for a structured process. He explained that business owners need clarity and reassurance when selling. Gunner & Co. guided both sides to plan and execute the transaction carefully, ensuring minimal disruption for clients.

The firms aligned closely in values and approach, which helped the transition progress smoothly. As a result, clients and advisers experienced a seamless handover.

Advisers’ structured and gradual transition

Steve Carter and Gary Smith, directors of Cutting & Carter with over 40 years of experience each, highlighted the importance of a detailed transition.

They praised Gunner & Co. for facilitating a professional and thorough process. By understanding Clifton Wealth Partnership’s operations, they gained confidence that their clients would remain well supported.

Both directors will reduce their involvement gradually over the next two years. This phased approach allows relationships to transfer steadily and protects client trust.

Succession planning in practice

This acquisition reflects a wider trend in the financial advice sector. Many firm owners now plan structured exits to protect their legacy and prioritise client outcomes.

Phased transitions, clear communication, and cultural alignment remain essential for successful deals. By incorporating these principles, Gunner & Co. ensured the transaction achieved a stable outcome for both firms.

Looking ahead

Clifton Wealth Partnership will continue pursuing partnerships with firms that share its long-term approach to client service. Meanwhile, Carter and Smith will gradually step back over the next 12 to 24 months. As a result, clients can expect a consistent and well-managed experience throughout the transition.