Lumin Wealth has announced that specialist mortgage adviser Davidson Deem Ltd has joined the Lumin Wealth Management group.
The tie-up adds to Lumin Wealth’s range of existing services, which include investments, pensions, inheritance and tax planning, and financial protection for business and family. Both existing and future Lumin clients can now benefit from expert mortgages services on an ongoing basis.
Davidson Deem has been providing mortgages services for professionals since 1989, and is led by directors Peter Stokes and Brian Keane, who between them have a wealth of experience in the industry. The firm has particular expertise when it comes to advising high-net-worth individuals including doctors, lawyers, and company directors.
Davidson Deem provides a bespoke service that sees clients deal directly with directors Peter or Brian. This enables them to provide a highly personalised service and has resulted in a loyal client base, with a number of families partnering up with Davidson Deem over three generations.
Davidson Deem operates as ‘whole of market’ mortgage adviser and can help to arrange all types of property finance, including residential and buy-to-let remortgages; rate renewals with existing lenders; first-time buyer mortgages; commercial finance; and secured lending and bridging loans.
Davidson Deem charges a standard mortgage advice fee of up to £400 (£200 for first time buyers) but does not charge to help clients select a new rate with their existing lender. The fee is only payable when/if a formal mortgage offer from a lender is secured.
Martin Cotter, Managing Director of Lumin Wealth, said: “We are delighted to welcome Brian, Peter and the rest of the Davidson Deem team into the fold. Between them they have over 130 years’ of mortgages experience, so we are confident that both current and future Lumin clients will benefit greatly from their extensive expertise.
Davidson Deem’s highly personalised service – which is borne out by a five-star Google review rating – means they are a great fit with the existing culture here at Lumin. This partnership is an important addition to our suite of services and we look forward to developing a fruitful relationship that will provide substantial benefits for both Lumin and Davidson Deem clients over the coming years.”
Peter Stokes, joint-Director of Davidson Deem, commented: “We are delighted with the merger with Lumin Wealth and the outcome for our clients. Lumin’s core values match our own, and their expertise and systems will enable us to take our services standards for clients to the next level.
“Over the past 12 months we have carefully ensured that the transition is seamless for our clients. Now, not only will they continue to have access to our mortgage services, but they can also benefit from Lumin’s complete range of financial services and solutions, which span everything from pensions and investments to retirement planning and protection for family or businesses.”
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